Harbin fired the first shot to save the city! Promulgate the "Sixteen principles" to stabilize the real estate market

In order to promote the healthy and stable development of the real estate market in Harbin, Harbin Housing and Construction Bureau, Harbin Finance Bureau and other departments have formulated the "implementation opinions on promoting the stable and healthy Development of our City's Real Estate Market" (hereinafter referred to as "opinions"). It will come into effect from October 1 and will be valid until December 31, 2022, during which it will be timely adjusted according to the relevant national policies and changes in the market situation.

The "opinion" proposes that for development enterprises with annual credit ratings of green card and blue card, real estate development projects for which land use rights are obtained before June 1, 2022, before December 31, 2022, if the high-level reaches the construction image of the main body of the first-tier project and the multi-storey reaches the construction image of the main body of the second-story project, the enterprise may apply for the pre-sale permit of commercial housing by building.

Before December 31, 2022, real estate development projects that have implemented the supervision of commercial housing pre-sale funds and meet the return conditions shall be returned as soon as possible. On the premise of ensuring the value of housing collateral, combined with the reality of the city, the age limit of second-hand housing provident fund loans will be increased from 20 years to 30 years, and the sum of loan years and housing ages will not exceed 50 years.

The housing purchase subsidy policy will be implemented, and the housing purchase subsidy will be paid in a lump sum in the form of currency, according to the standard of 100000 yuan for full-time doctoral students, 50, 000 yuan for full-time master's degree students, 30, 000 yuan for full-time undergraduates, and 20, 000 yuan for college and secondary school students (including technical colleges).

The full text is as follows:

Implementation opinions on promoting the stable and healthy Development of our City's Real Estate Market

This opinion is formulated in order to conscientiously implement the overall goal of stabilizing land prices, housing prices and expectations of the state and province, and promoting the healthy and stable development of our city's real estate market.

1. Speed up the construction of the project in accordance with the time limit for starting construction and development stipulated in the contract for the assignment of land use rights. For development enterprises with annual credit ratings of green card and blue card, real estate development projects that have obtained the right to use the land before June 1, 2022, before December 31, 2022, if the high-level reaches the construction image of the main body of the first-floor project, and the multi-storey reaches the construction image of the main body of the second-floor project, the enterprise may apply for the pre-sale permit of commercial housing by building.

II. Before December 31, 2022, real estate development projects that have implemented the supervision of commercial housing pre-sale funds and meet the return conditions shall be returned as soon as possible. At the same time, according to the actual progress of enterprise credit and project construction, if the amount of regulatory funds still has a balance after deducting 5% of the retained regulatory funds, on the basis of returning the regulatory funds in each stage, the original amount of return shall be increased by 20% in each stage, in order to reduce the pressure on enterprise liquidity.

Third, in order to attract and retain talents with college or secondary school education to buy houses in Kazakhstan, implement the housing purchase subsidy policy, for those who sign employment contracts or service agreements with local employers, pay social security for six months, and those who have started their own businesses, all kinds of talents under the age of 35 can enjoy housing subsidy when purchasing the first commercial house in Kazakhstan. The subsidy for house purchase is issued in the form of currency at one time, according to 100000 yuan for full-time doctoral students, 50, 000 yuan for full-time master's degree students, 30, 000 yuan for full-time undergraduates, and 20, 000 yuan for college and secondary school students (including technical colleges). The housing purchase situation of house-buying talents has been jointly recognized by the people's society, education, housing and construction departments. After the buyer has issued a commercial housing sale contract confirmed by the online signature, the municipal finance will allocate funds to the application department to be responsible for issuing. This subsidy is based on the family, and husband and wife cannot enjoy it at the same time. Those who enjoy this subsidy policy will no longer enjoy other housing subsidy policies issued by the Harbin Municipal people's Government and its subordinate departments.

Fourth, for new citizens who are not of local origin and come to Kazakhstan for various reasons such as work or school, they can enjoy the housing purchase subsidy when purchasing the first commercial house in Harbin, and the housing purchase subsidy is issued at one time in the form of currency, and the distribution standard is 10,000 yuan. after the buyer issues the commercial housing sales contract confirmed by the online signature, the municipal finance will allocate the funds to the application department to be responsible for the distribution. Those who enjoy this subsidy policy will no longer enjoy other housing subsidy policies issued by the Harbin Municipal people's Government and its subordinate departments.

5. Starting from October 1, 2021, for newly sold land projects (subject to the time of issuing the land transfer announcement), 20% of the initial land transfer price shall be paid as a bidding deposit. After the land transfer contract is signed, 50% of the land transaction price shall be paid within one month, the remaining land transaction price shall be paid within six months, and the corresponding interest shall be paid in accordance with the relevant provisions.

VI. Starting from October 1, 2021, the withholding rates of land value-added tax for ordinary standard housing, non-ordinary standard housing and other types of real estate in the city shall be 1.5%, 2% and 2.5%, respectively.

7. For apartments actually used for residential purposes, the charges for water and electricity shall continue to be subject to the civil price standard.

Under the premise of ensuring the value of housing collateral and combining with the reality of our city, the age limit of the second-hand housing provident fund loan will be increased from 20 years to 30 years, and the sum of the loan years and the age of the house shall not exceed 50 years.

9. Allow workers to deposit provident fund in different places to apply for provident fund loans in Harbin, so as to realize the policy that workers in other places enjoy the same housing provident fund loans in Harbin.

10. The age of personal loan for housing provident fund for female cadres at the county (department) level and senior professional titles will be adjusted from 55 to 60.

11. Relax the policy of setting up a household to deposit the provident fund for flexible employees, and the social security can apply for the deposit of the housing provident fund as soon as the social security account is opened.

12. if the business of housing provident fund portfolio loans is relaxed, and employees still cannot meet their needs by using provident fund loans, they may apply for combination loans.

13. Improve the online public opinion monitoring mechanism, unify the real estate market data information and release caliber, release it on government websites and mainstream media, and all relevant functional departments investigate and deal with all kinds of false information in accordance with the rules and regulations in accordance with the law. deal with the chaos of the real estate information network in accordance with the rules and regulations, standardize the order of information dissemination, and respond to social concerns in a timely manner.

14. The governments of all districts and counties (cities) should earnestly fulfill the responsibility of the territorial subjects of the real estate market, and actively guide and support real estate development enterprises to carry out promotional activities. Natural resources planning, finance, taxation, finance, housing construction, provident fund, real estate and other relevant departments should vigorously coordinate, timely study and judge the trend of the real estate market, and do a good job in market monitoring and analysis. All real estate development enterprises should strengthen their main responsibility, find the correct product positioning, improve product quality, and jointly promote the stable development of the city's real estate market.

15. The nine districts of the city shall be implemented in accordance with the above opinions, and each county (city) may refer to the implementation in the light of the actual situation of the region.

16. These opinions shall enter into force as of October 1, 2021 and shall be valid until December 31, 2022, during which they shall be timely adjusted in accordance with the relevant state policies and changes in the market situation, and the Municipal Housing and Construction Bureau shall be responsible for the specific interpretation.