As the property market continues to heat up, the hot second-tier city Hefei has upgraded its property market regulation and control policy.
On the evening of April 5, the Housing Security and Real Estate Administration of Hefei issued a notice on further promoting the stable and healthy development of our city's real estate market, issuing eight measures for real estate regulation and 12 official interpretations of the policy.
From increasing land supply, including restrictions on housing purchases by enterprises, and restricting the sale of hot lottery buildings for three years, to highly concerned degree housing, strict investigation of the sources of housing loan funds, and strict inspection of tea fees, Hefei's latest eight measures for the regulation and control of the property market can be described as the "aggregators" of local regulation and control measures in recent years.
According to the notice, Hefei will increase the supply of residential land this year. On the basis of the average supply of residential land in recent years, the land supply of Hefei will increase by 10% in 2021, ensuring that the city is not less than 9000 mu, with a single row of rental housing land of 900mu.
The newly acquired residential land by housing enterprises shall be controlled by the average price of housing projects, and the average record price of commercial housing shall not exceed the predicted average price before the transfer of land. The underground parts not included in the calculation of the volume ratio shall not be sold as housing area, and the price difference of the same type of the same building shall be controlled within 10%.
For hot buildings in the urban area, Hefei will implement the policy of "lottery + sales restriction". Hot developments whose ratio of registered buyers to the number of houses available for sale is greater than (including equal to) 1.5 shall be sold by lottery, and shall be supervised by notarial institutions and relevant departments. When notarized lottery sells commercial housing, no less than 30% of the housing supply will be used for rigid demand. For the housing purchased by lottery, Hefei also has restrictions on the sale: it is not allowed to be listed for trading within 3 years from the date of obtaining the real estate certificate.
It is worth noting that Hefei has also made the latest regulations on restrictions on the purchase of second-hand houses in some areas.
According to the notice, families with household registration in Hefei who own two or more houses in the urban area of Hefei will be suspended if they buy second-hand housing within the school districts of Binhu New area, Government Affairs and Culture New area, High-tech Industrial Development Zone and other designated schools in other areas.
"these policies are all aimed at the latest market situation, and the measures are very feasible and operational." An analyst at a real estate agency in Shanghai told reporters.
In the hot development "lottery + restriction" at the same time, for degree housing, through operating loans and other recent phenomenon of high attention, Hefei regulation and control has also introduced quite strict and precise measures.
"in order to obtain high-quality educational resources, parents tend to pay a high price for degree housing, making the price of degree housing much higher than that of other houses in the same region. Due to high market expectations, the price of degree housing is sometimes ridiculously high, but it is inevitable that there is an element of investment speculation, so it is necessary to remove the moisture from it. " The Shanghai real estate agency analyst said.
In response to this phenomenon, Hefei's response is to make corresponding quota limits for degree qualifications in degree rooms over a certain period of time, so as to reduce market expectations and prevent market speculation.
According to the latest regulation and control policy in Hefei, on the basis of implementing the current compulsory education enrollment policy in Hefei, starting from 2021, the same house can only enjoy one degree in the primary school in the school district within six years, and only one degree in junior high school in the school district within three years, with the exception of multiple twins, second child and other cases that comply with laws and regulations.
In order to make the policy feasible, Hefei also made detailed regulations on the degree rooms for the implementation of the policy in the annex. According to the annex to the policy, 17 schools in Luyang District, Shushan District and Jingkai District and the corresponding degree housing areas in Luyang District, Shushan District and Jingkai District will be delineated according to the division plan of Hefei urban school district in 2020. take this as a reference to implement the policy on the number of years of admission of complete housing in the urban school district.
In view of the rise in the purchase of commercial housing by enterprises, the Hefei Housing Security and Real Estate Administration has mentioned the latest norms in its official interpretation of the policy. On the basis of drawing lessons from the experience of regulation and control in other places, the notice makes it clear that within the urban area, the sale of newly built commercial housing and second-hand housing to legal persons and non-corporate organizations will be suspended (except approved talent apartments and key investment and investment projects).
In addition, Hefei has brought the "law auction house" into the scope of purchase restrictions.
It is understood that recently, some non-local household registration buyers have adopted legal auctions to evade purchase restrictions, so that the transaction prices of some "legal auction houses" have gone up, and the prices of a few "legal auction houses" are even much higher than the market price.
"in order to close policy loopholes, the notice makes it clear that commercial housing obtained through judicial auctions or public auctions by bidding centers in urban areas should comply with the city's housing purchase restrictions." Hefei Housing Security and Real Estate Administration said in the policy interpretation.
With regard to the inflow of operating loans into the property market, Hefei will strengthen the examination of the source of funds for the down payment of individual housing loans, the minimum down payment ratio, the ratio of debt repayment to income, and the qualification of loans, and will investigate and deal with the illegal inflow of operating loans into the real estate market.
