Down payment ratio of the second house in Xiamen is reduced to 40%? Local banks have followed up

Recently, there are market rumors that the down payment ratio and mortgage interest rate of second houses in Xiamen have been lowered. In this regard, the reporter confirmed from local banks and Real estate agencies in Xiamen that the down payment ratio of second houses in Xiamen has been reduced from 50% to 40%. The lower limit of the interest rate of the second housing commercial loan was also adjusted from LPR+80 basis points to LPR+60 basis points, that is, the interest rate of the second home loan was reduced from the original 5% to 4.8% now.