The follow-up information after the central bank proposed to adjust the stock mortgage interest rate again

Recently, the People's Bank of China and the State Administration of Foreign Exchange held a work meeting in the second half of 2023 and mentioned guiding commercial banks to adjust the stock of personal housing loan interest rates orderly according to law. This is the second time that the People's Bank of China mentioned adjusting the interest rate of individual housing loans recently. On August 2, the reporter asked the relevant persons in charge or official customer service staff of 11 listed banks, including major state-owned banks and joint-stock banks, about the latest implementation of the interest rates adjustment on existing personal housing loans. As of press time, except for some banks that have not responded, many banks said that they have no specific implementation plan yet, and some banks told reporters that they are investigating now.