NewsFlash / Steel / Hangzhou Optimizes Housing Provident Fund Policies for Affordable Housing Purchases and Rentals
Hangzhou Optimizes Housing Provident Fund Policies for Affordable Housing Purchases and Rentals
iconApr 22, 2025 13:42
Source:SMM
Hangzhou: Employees Who Purchase Affordable Housing Can Withdraw Housing Provident Fund to Pay Down Payment and Other Housing Costs. Recently, the Hangzhou Housing Provident Fund Management Committee issued a notice on optimizing and improving several policies regarding housing provident fund withdrawals. It mentioned strong support for employees purchasing affordable housing. Employees who purchase affordable housing can withdraw their housing provident fund to pay the down payment and other housing costs, with the cumulative withdrawal not exceeding the total housing cost. For those using housing provident fund loans to purchase housing, the sum of the withdrawal and loan amount shall not exceed the total price of the purchased housing. The effort to withdraw housing provident fund for renting has been increased. Employees renting public rental housing or affordable rental housing can withdraw their housing provident fund based on actual rental expenses. Housing provident fund management centers are encouraged to cooperate with housing rental agencies to provide employees with stable rental resources and more preferential conveniences. Withdrawals can be made based on actual rental expenses according to the housing rental contract information. If the actual rental expenses exceed the rental withdrawal limit by 50%, the withdrawal can be made at 50% above the rental withdrawal limit. The conditions for employees to withdraw their housing provident fund upon resignation have

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