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The interest rate of individual housing loan for the second set of self-occupied housing provident fund for working families shall be 1.1 times of the interest rate for individual housing loan for the first set of housing provident fund in the same period.
It shall enter into force as of October 15, 2020.
The loan interest rate of the first housing provident fund: implemented according to the benchmark interest rate, the current provident fund loan interest rate is 2.75% per year for 5 years, 3.25% for 30 years.
Wuxi entrusted loan repayment bank
At present, the banks in this city that can handle entrusted loan repayment business are Industrial and Commercial Bank of China, Construction Bank, Agricultural Bank of China, Bank of Communications, Jiangsu Bank, CITIC Bank, Wuxi Agricultural Bank, Jiangyin Agricultural Bank and Yixing Agricultural Bank, Shanghai Pudong Development Bank, Industrial Bank, China Merchants Bank, Nanjing Bank, Everbright Bank, Huaxia Bank.
The repayment of the above bank housing loans (including provident fund housing loans, commercial housing loans and combined housing loans) can only be in the form of entrusted repayment.
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