SMM: the "Internet Finance and consumption upgrading Research report" released today by the Joint Ant Group Research Institute of the School of Finance and Finance of Renmin University of China shows that during the two years from August 31, 2017 to July 31, 2019, the annual growth rate of "basic people" in third-tier cities and rural areas is higher than that in first-and second-tier cities. Specifically, the number of "small town youth" in third-tier cities and rural areas grew by 14.13% a year, higher than the negative growth of 3.34% in first-and second-tier cities. However, the young people in the small town are relatively lack of financial skills. The report found that although they are more willing to invest, in terms of effect, the proportion of people with financial income of the third-tier and below groups is lower than that of the first-and second-tier people, and they also need to absorb more financial knowledge.
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