Ningbo has issued a new policy on housing sales: eligible "homeless families" in six districts of the city can give priority to subscribing for a set of commercial housing.

SMM: July 22nd, Ningbo Housing and Urban-Rural Development Bureau and Ningbo Natural Resources and Planning Bureau jointly issued the notice on further improving the sales behavior of commercial housing to effectively guarantee the demand of residents for self-occupation (hereinafter referred to as "the notice").

The purpose of the notice is to protect residents' demand for self-occupation and curb speculative investment. It is clear that "homeless families" who meet the requirements can give priority to subscribing for a commercial housing in the sixth district of the city. The housing requirements can not be transferred until five years after obtaining the real estate ownership certificate.

The new policy will come into effect from the date of promulgation.

Families without housing in six districts of the city

You can give priority to subscribe for 1 set of commercial housing.

According to the requirements of the notice, families who do not have housing and meet one of the following conditions in the administrative areas of Haishu District, Jiangbei District, Zhenhai District, Beilun District, Yinzhou District and Fenghua District (hereinafter referred to as "the six districts of the city"), may give priority to subscribe for one set of commercial housing in accordance with the requirements of this circular:

First, one of the family members (both spouses and minor children) has household registration in six districts of the city;

Second, social insurance has been paid continuously for 24 months or more in the six districts of the city in the past three years;

Third, I or my spouse belong to the top talents, excellent talents, leading talents, top-notch talents and senior talents introduced by this city. The above three types of families are collectively referred to as "families without houses".

Commercial housing preferred by homeless families must obtain a certificate of real estate ownership for five years before it can be transferred.

Real estate enterprises provide no less than 50% of the houses available for sale.

For families without houses to subscribe first.

The notice makes it clear that for commercial housing projects or batches that meet the sales conditions within the six districts of the city, real estate development enterprises shall randomly select not less than 50% of the saleable residential housing (in terms of the number of units) for priority subscription by families without houses under the supervision of notarization institutions.

The real estate development enterprise shall publicize the basic information of the proposed sales project through the Ningbo Real Estate transaction Information Service Network (https://www.cnnbfdc.com/, hereinafter referred to as the "Municipal Real Estate Trading Network"). The total number of housing units and the number of units available for families without houses, the conditions, channels and starting and ending dates of house purchase intention registration shall, in principle, not be less than 3 days.

Fully implement online registration of commercial housing purchase intention

Real estate enterprises shall not divulge the information of property buyers

The notice requires people who intend to buy a house to register their intention to buy a house through the municipal real estate trading network or mobile APP, including the name of the commercial housing project, whether it is a family without a house, the name and identity certificate of the buyer, the location of household registration, contact information, etc., and upload relevant information. If the person intending to purchase a house registers the purchase intention at the sales office of the project, the real estate development enterprise shall assist him in registering online and uploading relevant materials.

If a family without a house is eligible to purchase a house, the prospective buyer shall provide information about the family members and upload relevant certificates, and non-registered households in the city also need to upload social insurance payment certificates or talent certificates. The notice also makes it clear that real estate development enterprises shall not disclose or use the relevant information provided by people who intend to buy houses without authorization.

Non-housing families who participate in priority subscription shall not participate in the registration of purchase intention of any other project from the date of registration of purchase intention to the end of the priority subscription activity of the project.

Real estate development enterprises shall inquire about the housing situation of non-housing families who participate in priority subscription through Ningbo real estate transaction supervision service platform. If there is no housing after inquiry, it shall be registered as a family without a house, and it shall be publicized in the municipal real estate trading network; if there is a house after inquiry, it shall be registered as a family with a house and the person who intends to buy a house shall be informed.

If the person intending to buy a house has any objection to the inquiry result, he may apply to the housing and construction department of the place where the commercial housing project is located for reexamination. After re-examination, those who meet the requirements of families without houses shall be issued relevant certificates by the local housing and construction department and included in the publicity list.

The housing and construction department of the place where the commercial housing project is located shall conduct a spot check on the publicity list of households without houses, and if the registration is found to be incorrect, the publicity list shall be amended in a timely manner.

Before the sale of housing

Real estate enterprises should give priority to organizing households without houses to subscribe.

The notice requires that real estate development enterprises should organize priority subscription for families without houses before the sale of the project or batch of houses.

If the number of non-housing households taking part in priority subscription exceeds the number of pre-sold housing units that should be provided, the real estate development enterprise shall determine the purchase object by means of public lottery, and the notarization organization shall notarize the whole process of lottery.

If a family without a house fails to win the lottery in the priority subscription, the real estate development enterprise shall allow it to participate in the purchase of the remaining housing. If the proportion of the number of people who intend to buy a house and the number of remaining housing units exceeds 2:1, the real estate development enterprise shall also adopt a public lottery to determine the purchase object, and notarization agencies shall notarize the whole process of lottery.

The real estate development enterprise shall, within 3 days from the date of confirming the buyers, upload the list of buyers (including families without houses) to the municipal real estate trading network and accept social supervision.

Fraudulently obtaining the subscription qualification of a family without a house by using false information.

You are not allowed to register your intention to buy a house in the sixth district of the city within 6 months.

The notice points out that the person intending to buy a house is responsible for the authenticity and accuracy of the information provided. The real estate development enterprise shall clearly stipulate in the purchase subscription book, the deposit contract or the commercial housing sale contract that the person intending to purchase the house provides false information, omits to report the information of the family members, and fraudulently obtains the priority subscription qualification of the family without a house, cancel the qualification of purchasing a house for a family without a house and terminate the contract.

If a real estate development enterprise assists or colludes with a person who intends to purchase a house to defraud the qualification of a family without a house, the local housing construction department shall suspend the net visa of the project and order it to make rectification; if the circumstances are serious, it shall be recorded in the integrity record file of the real estate development enterprise and made public.

If a person who intends to purchase a house provides false information, fails to report the information of family members, and fraudulently obtains the subscription qualification of a family without a house, it shall be recorded in the blacklist of the intention to buy a house. Within 6 months from the date of being blacklisted, the person intending to buy a house shall not register the purchase intention in the commercial housing project in the sixth district of the city.

Territorial housing and construction departments should strengthen daily supervision, promptly detect and investigate violations, and effectively protect and support the needs of residents for self-occupation.

Interpretation of the New Housing sales Policy by the authoritative Department "eight questions and eight answers"

First, why is it necessary to issue the notice on further improving the sales behavior of commercial housing to effectively protect the residents' demand for self-occupation?

Answer: on July 6, 2020, our city issued the notice on further maintaining and promoting the stable and healthy Development of our City's Real Estate Market (Yong Jianfa (2020) No. 56) (hereinafter referred to as "document 56"). This paper puts forward five aspects and ten policies and measures to further maintain and promote the stable and healthy development of our city's real estate market. Among them, in order to implement the spirit of the policy of "housing without speculation" and effectively protect the demand for self-housing, document 56 proposes that three types of households without houses can give priority to subscribing for commercial housing in the sales of commercial housing buildings with prominent contradiction between supply and demand. "it also stipulates that" specific operating measures shall be formulated separately by the Municipal Housing and Construction Bureau. " In order to implement the spirit of document No. 56, protect the independent needs of residents, and maintain market order and stability, our bureau took the lead in drafting and formulating the Circular on further improving the sales behavior of Commercial Housing and effectively ensuring the demand of residents for self-occupation (hereinafter referred to as "the notice").

Second, which families can give priority to the purchase of commercial housing?

Answer: according to the "notice", three types of families can give priority to commercial housing in the commercial housing projects within the six districts of the city. That is, there are three types of families without housing in the administrative areas of Haishu District, Jiangbei District, Zhenhai District, Beilun District, Yinzhou District and Fenghua District (hereinafter referred to as "the six districts of the city"):

1. One of the family members (both spouses and minor children) has household registration in six districts of the city;

2. Social insurance has been paid continuously for 24 months or more in the six districts of the city in the past three years;

3. I or my spouse belong to the top talents, excellent talents, leading talents, top-notch talents and senior talents introduced by this city.

Example 1: Xiao Li's household registration is Haishu District, and his wife and underage children are registered as non-local residents. Xiao Li and his wife and underage children have no housing in the six districts of the city. Xiao Li belongs to the first category of families.

Example 2: Xiao Zhao's family is registered as a household in Cixi but has worked and lived in Yinzhou District for three years, and the social security has been paid for 24 months in a row. Xiao Zhao, his wife and underage children have no housing in the sixth district of the city. Xiao Zhao belongs to the second category of families.

Xiao Wang's family is registered in other provinces but has worked and lived in Haishu District for three years, and social security has been paid in Haishu District for 24 months in a row. Xiao Wang, his wife and underage children have no housing in the six districts of the city, and Xiao Wang also belongs to the second category of families.

Example 3: professor Chen is a senior talent introduced by Hangzhou Bay New area. Professor Chen and his wife and minor children do not have housing in the sixth district of the city. Professor Chen belongs to the third category of family.

Third, how to define "housing"?

Answer: according to the spirit of the notice, family housing includes the existing housing that the family members (both spouses and minor children) have completed the registration of real estate in the administrative area of the sixth district of the city, and the housing that has been purchased and signed by the net of the house sale contract, housing refers to commercial housing and second-hand housing on state-owned land.

Fourth, what is the scope of priority for homeless families to subscribe for housing?

Answer: according to the notice, first of all, the buildings that provide priority for subscription are all commercial housing projects or batches within the six districts of the city where the pre-sale license has been obtained after the issuance and implementation of the notice; secondly, the above-mentioned projects or batches should randomly select not less than 50% of the saleable residential housing sources (in terms of the number of units) for priority subscription by families without houses under the supervision of the notary organization.

Fifth, how to obtain the relevant information about the preemptive subscription of the relevant real estate?

Answer: buyers can obtain the basic information of the proposed sales project through Ningbo Real Estate transaction Information Service Network (https://www.cnnbfdc.com/), the total number of housing units launched in this project or batches and the number of units available for families without houses, as well as the conditions, channels, starting and ending dates of house purchase intention registration, and other information.

Sixth, how to register the purchase intention and declare the priority subscription qualification for households without houses?

Answer: people who intend to buy a house register their intention to buy a house through Ningbo Real Estate transaction Information Service Network (https://www.cnnbfdc.com/) or mobile APP, including the name of the commercial housing project, whether it is a family without a house, the name and identity certificate of the buyer, the location of household registration, contact information, etc., and upload relevant information. If the person who intends to purchase a house registers the purchase intention at the sales office of the project, the real estate development enterprise may assist him to register online and upload relevant materials.

If a family without a house is eligible to purchase a house, the prospective buyer shall provide information about the family members and upload relevant certificates, and non-registered households in the city also need to upload social insurance payment certificates or talent certificates.

Seventh, the basic process for homeless families to subscribe for commercial housing first?

Answer: first of all, after homeless families apply online to give priority to the selection and purchase of housing qualifications, real estate development enterprises inquire about their family housing situation. If there is no house in the six districts of the city, it will be included in the list of homeless families and announced to the public. Secondly, real estate development enterprises organize non-housing families to subscribe first according to the number of households without houses and the number of houses preferred to subscribe, and when the number of households without houses exceeds the number of priority subscriptions, they shall organize a public lottery and hire a notarized organization to supervise; thirdly, after the confirmation of house purchase by homeless families, the real estate development enterprise shall publicize the list of buyers. Finally, real estate development enterprises organize other buyers to choose and purchase surplus housing, and families without houses who do not win the lottery in the priority subscription can continue to participate in the purchase activities of the remaining housing supply together with other buyers.

Eighth, what should be paid attention to in the priority purchase of homeless families?

Answer: 1. Homeless families can only register their intention to buy a house on a commercial housing project at the same time. According to the notice, non-housing families who participate in priority subscription shall not participate in the registration of purchase intention of other projects from the date of registration of purchase intention to the end of the priority subscription activity of the project.

2. If the person intending to buy a house has any objection to the inquiry result of the family housing situation, he may apply to the housing construction department of the place where the commercial housing project is located for reexamination. After re-examination, those who meet the requirements of families without houses shall be issued relevant certificates by the local housing and construction department and included in the publicity list.

3. The person intending to buy a house shall be responsible for the authenticity and accuracy of the materials provided. Once it is found that the person intending to buy a house provides false information, fails to report the information of the family members, and fraudulently obtains the priority subscription qualification of the family without a house, the real estate development enterprise will cancel the qualification of the family without a house to purchase a house, and if the contract for the sale of commercial housing has been signed online, the contract will be terminated.

4. The person who intends to purchase a house by providing false information, omitting to report the information of family members and deceiving the qualification of a family without a house will be recorded in the blacklist of the intention to buy a house. Within 6 months from the date of being blacklisted, the person intending to buy a house shall not register the purchase intention in the commercial housing project in the sixth district of the city.

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