Xuzhou Adjusts Housing Provident Fund Policies to Boost Housing Market

Published: May 27, 2025 09:49

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[Xuzhou Adjusts Housing Provident Fund Policies] The Xuzhou Housing Provident Fund Management Center issued the "Notice on Optimizing and Adjusting Relevant Policies of the Housing Provident Fund." It mentions that after depositors have fully repaid their housing provident fund loans, they can apply for housing provident fund loans for improved self-occupied housing in Xuzhou without being subject to loan frequency restrictions. The scope of support for cross-regional loans has been expanded. Any individual who has made housing provident fund contributions in the Yangtze River Delta region, purchases self-occupied housing or has already obtained a personal housing commercial loan in Xuzhou, and meets the loan conditions in Xuzhou, can apply for a housing provident fund loan or a combined loan in Xuzhou. The policy of intergenerational mutual assistance for housing purchase fund withdrawals has been implemented. For employees who have made housing provident fund contributions and purchase newly-built commercial housing in Xuzhou, after signing the commercial housing sales contract, the homebuyer themselves, their spouse, and their immediate family members (parents, children) can apply to withdraw the housing provident fund to pay for the down payment on the housing purchase.

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