[24% Interest Rate Red Line Locks in Profits, End of ‘Matryoshka-Style’ Customer Acquisition Model]

Published: Jul 13, 2026 09:36

Save

Recently, several industry insiders revealed that multiple regions have issued window guidance for local small and medium-sized banks and licensed consumer finance companies, setting explicit quantitative indicators for the growth rate of loan volumes through lending assistance channels and business boundaries, while reiterating that the proportion of financing guarantee businesses must not exceed 25%. This move aims to push licensed institutions to return to self-operated businesses, solidify their independent risk control responsibilities, and reduce reliance on external platforms. This orientation continues the policy trajectory marked by intensive regulatory measures rolled out by financial authorities since 2025.

Data Source Statement: Except for publicly available information, all other data are processed by SMM based on publicly available information, market communication, and relying on SMM's internal database model. They are for reference only and do not constitute decision-making recommendations.

For any inquiries or for more information, please contact: lemonzhao@smm.cn

For more information on how to access our research reports, please contact:service.en@smm.cn

Related News

Common.Time.minsAgo

The tender prices of ferromolybdenum for the two steel mills in Fujian and Shanxi are 32.85 and 329,000 respectively.

[Molybdenum Express] SMM July 13 News: The tender price for ferromolybdenum from a steel mill in Fujian was set at 328,500 yuan/mt, cash payment, with quantity to be confirmed. The tender price for ferromolybdenum from a steel mill in Shanxi was 329,000 yuan/mt (acceptance), quantity 30 mt.

Common.Time.minsAgo

[SMM Steel] Carbon Cost Advantage Buoys European Demand; Brazilian Slab Export Offers Hold Steady with Slight Adjustment

[Brazil] This week, Brazilian slab export offers for September shipments held steady at 575-595 USD/tonne FOB. Although demand for Brazilian slabs remains robust across major overseas importing markets—particularly in the EU, where Brazilian material is highly favored for its highly competitive carbon cost advantage—export premiums continue to face resistance from aggressive Asian competitors. While exporters acknowledge they cannot fully meet all overseas demand for September shipments, the intense international competition is ultimately anchoring the price trend for the new round of allocations at stable to slightly softer levels.

Common.Time.minsAgo

1 hour ago

2026 SMM ASEAN Ferrous Metals Summit to Kick Off in Kuala Lumpur on Nov 26: Navigating Challenges & Opportunities

1 hour ago